Homeowners
Perfect Homes Now. Renovate Based on FUTURE Value.
95% of nationwide home lending sources, don’t know or offer what PHR offers…. the most affordable decades old financing options. Below we match you to Experienced Renovation Loan Officers (LO) near your zip code, who advise based on your specific circumstances. Every scenario is like the stars of heaven…. Unique.

Consultancy
Helping You Navigate the Possibilities
Choosing the wrong lending source like local Bank, Credit Union or existing mortgage company is THE biggest mistake. Choose Perfect Home Remedy and together we’ll turn challenges into opportunities.
Never shop mortgage choices alone or on the internet – deception lies around every click. Advertised low rates are the worst reason to choose lenders and we explain why. At Perfect Home Guy, people talk to people, which is why we request your phone number. Personal information is never sold or shared.
We learn your goals and connect you to the right full-service loan officer near you for superior one-to-one review of options, timing and loans that fit your goals.

Does any of this sound like you?
- Insufficient equity for room/garage additions or updates (we offer “Future Value” lending choices)?
- Turned down for HELOC (Home Equity Line of Credit – one of the last choices owners should consider)?
- Seniors over 62 need home renovated AND optional or no mortgage payment rest of their life (we know how)?
- Renovate “old worn out” to your “perfect dream home” without high interest debt or liquidating investments?
- Would you like to beat inflation increase to improve now and build equity faster?
- Do you need a Renovation Experienced listing agent to sell home as-is for top dollar?
- Are you in need of a reputable contractor that the banks and mortgage companies trust to deliver low price jobs without 3 bids?
- Would you like to get a Renovation Refinance experienced Loan Officer and Go Green?
- Would you like to avoid paying contractors high rate with UCC private financing?
Before & after
Connect with a Contractor, LO, or Realty Agent.
Tell us about your home and your goals. We'll match you with the right renovation loan officer, listing agent or contractor for your specific circumstances — at no cost or obligation.
Click Here to Get Started

